When can I retire? This is easily one of the most often asked questions I get?
Like most things, the answer is very unsatisfying; it depends. That doesn’t mean many people aren’t pleased with the outcome. It is next to impossible to look at someone’s assets and tell them they can retire without knowing about their lifestyle and debt.
I use a 3-meeting process to gain “Command of the Facts.” Then, when we are done, whether you are skeptical that it seems too good to be true or it is not what you hoped for, I can ask which number you think is off.
Since I start by getting real numbers from actual statements, the rest is math. You can take exception with the assumptions. I believe I use conservative assumptions. Instead, I would call you to tell you things are going better than expected. Asking someone to work one more year because the assumptions were off is not in anyone’s best interest.
Thank you for listening, and as always, if you have a question, you can book a time to talk at www.TalkwithDL.com
Be well and stay safe.